If I Quit Collecting Disability Will I Have to Apply Again

You don't have to exist disabled for whatever length of time earlier y'all use for disability benefits, but there is a waiting period to receive SSDI payments.

You don't accept to exist disabled for any length of fourth dimension before you employ for Social Security disability insurance (SSDI) or SSI disability benefits. In other words, you can qualify for SSDI or SSI equally soon as you end beingness able to do a substantial amount of work.

In most cases, the Social Security Administration (besides known as "Social Security" or "SSA") defines substantial work every bit making $1,350 per month (in 2022). (The rules are different for self-employed and blind persons; see our commodity on substantial gainful work for details.)

• How Soon Can I Apply for Disability Benefits?
• How Does Social Security Know If My Disability Is Long Term?
• How Long Practice Medical Holds Last?
• If I Have a Really Astringent Condition, Can I Get Benefits Right Away?
• How Does Working Bear on Social Security's Disability Decision?
• How Does Working Bear upon My Backpay?
• Volition I Have a Better Hazard of Getting Benefits If I Wait a Year?
• Does the SSDI Waiting Menstruum Bear upon When to Utilise?
• When Should I Apply for Inability Benefits?

How Presently Tin I Apply for Disability Benefits?

Opposite to popular conventionalities, you lot don't have to be off piece of work for six months or a year before you can employ for or collect disability benefits. Y'all can apply for disability as soon equally you quit work or are let go because of your medical condition—or when yous realize yous're disabled and can't go back to work.

But if you lot haven't been off work for a year, Social Security must look that your condition volition make information technology impossible for you to work for at to the lowest degree one yr. This rule is chosen the "durational requirement." If Social Security doesn't believe your disability will last a full 12 months, it will send y'all a "durational denial" alphabetic character.

How Does Social Security Know If My Disability Is Long Term?

How does Social Security know whether you'll be unable to work for at least a year? If you have an precipitous blow or illness that suddenly and obviously makes it incommunicable for you to work, Social Security will judge how long your inability to piece of work will last. If your doctor's prognosis is that your illness or impairment will keep you from working for at least a year, and your doctor provides the evidence to back it up, Social Security might grant yous disability benefits correct away.

For injuries that accept caused obvious permanent disability, like a spinal cord injury, Social Security will make a decision on your case correct away. But if your prognosis isn't clear, the agency may wait a few months past placing your case on a "medical hold" to see if your status improves.

How Long Practice Medical Holds Concluding?

When Social Security has information showing that your disability isn't yet stable, and the agency thinks an comeback in your condition might impact your right to benefits, it will place your case on a medical concur (or "deferment").

In these situations, Social Security needs more time to figure out how severe your disability volition be, and how long it volition last, subsequently a stabilizing menstruation. For many weather, how long your disability will last is directly related to the treatments that your physician prescribes and how successful they are. For example, Social Security may place your claim on a medical concord until it receives more data if you recently:

• were diagnosed with a cancer that may respond well to treatment
• had a cosmetic procedure such every bit outpatient surgery or a steroid injection
• started a new drug therapy and your response to this treatment is unclear, or
• had an acute health result such equally a centre assail or stroke.

In these situations, Social Security will collect more than evidence 3 months post-obit the result, procedure, or treatment and will so evaluate your disability again.

If I Have a Actually Severe Status, Can I Get Benefits Right Away?

There's a difference between getting benefits right abroad and getting approved correct away. If Social Security considers your condition truly severe (for example, amputation of both hands), the bureau will approve you lot after reviewing your initial application, which volition take 3 to iv months.

Or, if you have a life-threatening condition that'due south on Social Security's Compassionate Allowances list, Social Security will brand a decision on your merits inside a month. Compassionate Allowance atmospheric condition are and so astringent that the claim will ever friction match i of Social Security'south inability listings. This means you'll get approved for benefits automatically. Organ transplants, early-onset Alzheimer's, and many late-stage cancers qualify for Empathetic Assart treatment.

Next is the question of when your benefits volition start. If you become approved for SSI for a severe condition, your benefits will begin right after you become your laurels letter (going back to the start full month after your application engagement). But if you get canonical for SSDI for a severe condition, you accept a five-month waiting flow where yous won't get whatever benefits. Yous won't receive SSDI benefits until the sixth full month after your inability started (more on this timeline below).

How Does Working Impact Social Security's Disability Conclusion?

Working right upward until the time you apply for disability can throw dubiousness on your merits that y'all tin't work (unless you had an abrupt injury or illness that caused y'all to cease working). If you didn't all of a sudden become injured or ill, you'll need to provide evidence that yous weren't succeeding at working just before y'all applied for inability (for instance, possibly you had to take a lot of sick days).

How Does Working Affect My Backpay?

Working upward until you utilize for inability volition touch on your disability onset date (the date Social Security says your inability to work began). Unless you tin can prove that your recent work was an "unsuccessful work attempt," your disability onset engagement can't exist until afterward you stopped working. And the afterwards your disability onset, the less backpay you'll get. (You can receive benefits retroactively, oft back to your onset date, even if you didn't apply right abroad.)

For case, if you were off piece of work for a while, tried to work again, simply had to quit later three months because of the pain, Social Security could treat this as an unsuccessful work endeavor. This would let you employ the first time you stopped working equally your disability onset date, which would mean more backpay for you. (For more than information, run across our article on the unsuccessful work endeavor rules.)

Some inability lawyers really recommend waiting to apply for inability for a few months after you lot stop working. Only if yous have a serious inability and can't work, you should apply for disability as soon as you stop work, since getting disability will take anywhere from three months to three years.

Volition I Accept a Ameliorate Chance of Getting Benefits If I Look a Yr?

No, your chances for approval won't get up if y'all wait to utilise until you lot've been unable to work for a yr. As discussed above, Social Security has procedures it will follow if it'south unsure your condition will final a year. If you lot look besides long, you could lose out on benefits (more on waiting too long next).

Does the SSDI Waiting Period Affect When to Use?

As mentioned in a higher place, the SSDI programme does have a five-month waiting period, starting from your onset appointment of disability, during which yous won't receive benefits. ALS (Lou Gehrig's disease) makes for the only exception to this rule; SSDI benefits become paid as soon as they're canonical for applicants with ALS.

Even if you go approved correct after you apply, y'all'll still have five unpaid months earlier you get paid benefits, starting from the date Social Security believes you became disabled. But if you apply soon after you become disabled, most of the waiting menstruum will happen during the three or four months (or more) that Social Security takes to review your awarding. So past the time you lot become your blessing letter, your waiting period might be over.

If y'all wait too long to apply, you can lose out on some of the backpay you could exist eligible for. The appointment you're eligible to start receiving SSDI benefits (your "entitlement appointment") can be no before than 1 year before the date y'all file your application. That means y'all can get backpay only upwards to 12 months before the application date. Simply to get the total 12 months in backpay, your disability must have begun at least 17 months before you lot utilise, due to the five-month waiting period.

When Should I Use for Disability Benefits?

If you're applying for SSDI, you can start filing your whole claim online on Social Security'south website, at any fourth dimension. On the other hand, most people filing for SSI just can't file the entire awarding online, though they tin go started on Social Security's website right abroad.

Y'all tin begin the application now even if you don't have all of your data, and it's probably a good idea to become started as presently as you lot've stopped working—the date you open up your online application counts as your filing date. Only relieve your work and come up back afterwards to stop, just be sure to write downward your application number and so y'all tin re-access your awarding.

If you're not comfy online, call the SSA at 800-772-1213 to starting time your claim. And for more information on applying for either SSDI or SSI, run into our article on applying for Social Security disability benefits.

If yous'd like help with your application, recall almost working with an SSDI expert. According to a survey of our readers, applicants who filed an initial awarding without skilful help were denied 80% of the time. Click for a complimentary case evaluation with a legal professional to decide if your status might qualify yous for benefits.

^{Updated November xv, 2021}

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Source: https://www.disabilitysecrets.com/page7-16.html

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